Questions, answered plainly

No, but don't take our word for it. Before you deposit anything, check three things: where client money is held, whether a payout returns to the method you paid with, and whether every cost is named before you confirm. All three are answered on this page, and you can hold us to them.

Yes. Client deposits sit in segregated funds, apart from company money, with regulated payment partners, so they're never used to run the business. That doesn't remove market risk: a position can lose value, and no honest platform will tell you otherwise.

Yes. A payout goes back to the same method you deposited with, normally within one business day once identity checks are complete. You don't have to explain why you're withdrawing.

System 76 operates under FCA regulation, and client money is handled according to that regulator's rules. Ask your analyst for the licence details before you deposit - any FCA licence can be checked yourself in the public register.

From a commission on completed operations and from paid training, and from nothing else. We take no share of your deposit and we don't earn when a position loses. Every commission is shown before you confirm.

You can open an account from £190. You have the freedom to add more to your balance as you progress, building your portfolio at your own pace.

Just £190 minimum to begin. This low threshold means you can test the platform and build realistic expectations before committing larger amounts.

Request a withdrawal from your dashboard at any time. Your funds return to your chosen payment method within standard processing periods, with no rush fees or delays.

Yes. This FCA regulated investment platform is built for newcomers - each member works with a personal analyst, accounts use two-factor authentication and industry-standard encryption, and your money sits in segregated funds kept separate from System 76's own accounts.

No hidden charges. All costs are shown to you clearly before you confirm. You see the deposit fee, any commission on trades, and spreads upfront - transparency is non-negotiable.

Standard KYC (Know Your Customer) verification requires a photo ID and proof of address. This routine check takes minutes and keeps your account secure against fraud.

Stocks are ownership shares in companies - you grow with their profits. Commodities are raw materials like oil, gold or grain, priced by global supply and demand. Both are tradable asset classes, each with different volatility and risk profiles.

AI scans markets for patterns and alerts your analyst to potential opportunities. The platform flags signals - your analyst reviews the analysis, explains the reasoning, and you approve before any trade executes. Human judgment always comes first.

Your capital is at risk in any market. If prices fall sharply, your portfolio value may decline. This is why diversification and a realistic risk profile matter - System 76 helps you match your strategy to what you can afford to lose.

Yes. You are free to request a full withdrawal at any time from your dashboard. There are no lock-in periods, no penalties for early exit, and no strings attached.

Absolutely. Client funds are held in segregated accounts - completely isolated from the company's operating funds. This is an FCA requirement and means your deposit is protected even if the business faces difficulties.

Yes. System 76 is FCA regulated and complies with all UK financial and cybersecurity standards. KYC verification, two-factor authentication, segregated funds and full transparency are built into every account.

Most members complete the KYC process in minutes. Once your identity is confirmed, your first deposit clears, and you can set your investment strategy and begin straight away.

Yes. Work with your personal financial analyst to refine your diversification, asset class mix, or risk tolerance as your goals change. Your portfolio is never locked - adaptability is built in.

Yes - System 76 is built for people with no prior experience, with a personal analyst, a demo balance to practise on, and two-factor authentication on every account.

Use the 'forgot password' link on the sign-in page to reset it by email, or contact support and a specialist will help you regain access.